Student Accommodation in USA

arivarasi
Arivarasi

Author

12-03-2025

Student Accommodation in USA

US is preferred for top-ranking universities, a wide range of courses, and job opportunities even though the living costs are high. However, there are affordable accommodations in USA for Indian students, both on-campus and off-campus. Getting suitable accommodation becomes a top priority for international students after securing admission to US universities. Student accommodation in the USA includes a variety of options such as private rooms, shared flats, studios, apartments, and residences.

Finding the right accommodation in the USA for Indian students may seem challenging, but there are plenty of options available based on their budget, cost of living, lifestyle, and transportation needs. The average monthly rents range from 620 USD to 2,000 USD. It is important to identify the most suitable type of student accommodation based on your needs. This article answers all of your questions like accommodation options, pros and cons of accommodation in the USA, and costs.

Table of contents

Types of accommodation in USA for Indian students

There are two main types of accommodation in USA for international students: on-campus and off-campus. International students, including those from India, can choose from a variety of choices based on their budget, convenience, and cost of living. On-campus accommodation includes university dormitories, which provide a convenient living option within the campus premises. Off-campus accommodation has many options, including shared rooms and private apartments for rent. Know the types below:

On-campus student housing

On campus Student Housing

On-campus student housing is the preferred and cost-effective accommodation choice for international students in the USA. It is worth noting that on-campus housing at American universities is more expensive than off-campus options. Here are some of the points about on-campus student accommodation:

  • US universities offer various on-campus accommodations, including residence halls, apartments, and private suites known as student dorms.
  • Students are assigned rooms in the dorms based on their preferences.
  • Dorms are typically categorized for first-year, sophomore, and senior students. 
  • In a single dormitory, the number of students living together can be from 1 to 5.
  • Most universities made on-campus housing mandatory for first-year students.
  • Common amenities provided in dorms include common rooms, TVs, kitchens, laundry services, basic furniture, and bathrooms.
  • The cost of on-campus accommodation in US universities ranges from $9,500 to $15,000 per year on average including all expenses.
  • Meal plans are available, and students are served timely meals in dining halls based on their chosen package.
  • Utility, water, and electricity costs are covered in the accommodation fees, eliminating the need for separate budgeting.

Find the below table to know the cost of accommodation in USA from top universities.

University Name Cost (USD) Cost (INR)
Massachusetts Institute of Technology $11,980 ₹9,83,581.96
Stanford University $18,600 ₹15,27,311.10
Harvard University $19,500 ₹16,01,213.25
New York University $15,000-24,000 ₹12,32,027 - ₹19,71,244
University of California $17,800 ₹14,61,620.30
Yale University $18,000 ₹14,78,043
Columbia University $10,000-16,150 ₹8,21,135 - ₹13,29,158.75
Princeton University $10,960 ₹8,99,837.92
University of Pennsylvania $11,800 ₹9,68,803.60
Brown University $14,800 ₹12,15,279.80
Cornell University $9,000-11,000 ₹7,39,931 - ₹9,04,847
Duke University $50.45/day ₹41,556.13/day

Off-campus student housing

Off Campus Student Housing

When it comes to off-campus student housing in the USA, there are two main options: apartments and homestays. Off-campus accommodation is generally more affordable compared to on-campus options, and students have a range of choices. On average, off-campus accommodation in the USA ranges from USD 6,000 to USD 9,000 per academic year. The cost of rent varies depending on the city and the type of accommodation. Utilities, water, and internet expenses are not included in the rent and need to be paid separately. Additionally, students need to consider expenses for food and other necessities.

Accommodation costs vary based on the cities of USA. Finding off-campus housing in the top cities may be expensive. Check the below table to know the cost based on cities.

Cities Cost (USD) Cost (INR)
Boston $1,500-3,000 ₹1,24,248.75 – ₹2,48,497.50
New York $1,700-3,000 ₹1,40,328.25 – ₹2,48,497.50
San Francisco $2,200-4,000 ₹1,82,231.50 – ₹3,31,330
Chicago $1,000-1,500 ₹82,832.50 – ₹1,24,248.75
Los Angeles $1,500-2,500 ₹1,24,248.75 – ₹2,07,081.25
Washington DC $1,500-2,500 ₹1,24,248.75 – ₹2,07,081.25
Philadelphia $1,200-1,500 ₹99,399 – ₹1,24,248.75
Pittsburgh $750-1,050 ₹61,957.50 – ₹86,718.75
Atlanta $1,200-2,200 ₹99,399 – ₹1,81,571
Baltimore $1,500-1,800 ₹1,24,248.75 – ₹1,49,098.50
San Diego $1,400-2,400 ₹1,15,965.50 – ₹1,98,798

Know the two main types of off-campus housing below

Apartment

  • Student apartments are a popular choice for independent living in the USA, primarily among senior-year and graduate students.
  • Renting an apartment in a central location can be more expensive, ranging from $800 to $2,000 per month.
  • Rental cost varies based on area, number of rooms, house condition, and market demand
  • Factors to consider when renting an apartment include distance from campus, neighborhood safety, availability of necessities, public transport, eateries, etc.
  • Apartments provide private rooms, shared or private kitchens, bathrooms, and other amenities within the house.
  • Shared rental reduces costs and facilitates sharing of daily chores
  • Rentals are available in various sizes (1, 2, or more rooms)

Homestay

  • Homestays are a popular and suitable option for freshers and international students in the USA.
  • Students will live with an American family, and get a personal room and meals included.
  • The cost of homestays ranges from $600 to $1,000 per month, which is more affordable compared to student apartments.
  • Homestays are typically located within a 20-40 minute commute from the campus.
  • Living with a host family provides an immersive experience of American culture and way of life.
  • To find homestays, students can register with AHN or explore contacts through local connections.
  • Homestays are considered a safe option, as the American Homestay Network (AHN) ensures safety and quality standards for homestays.
  • AHN offers homestay arrangements in cities like Washington D.C., Chicago, and Portland, with a focus on placing students close to their universities and assisting with transportation options.
  • Homestays require an upfront fee of around $300, in addition to monthly accommodation fees averaging around $600.
  • Homestays allow students to familiarize themselves with the local population and local culture.
  • Students can access certified homestays through the American Homestay Network database.
  • Homestays can also be explored as a short-term or temporary option while searching for permanent or long-term accommodation.
  • Students must complete a health and safety questionnaire before signing the homestay agreement.

How to find accommodation in USA?

Many international students choose on-campus accommodation for their first year and then move to private student apartments in the USA for subsequent years, allowing them time to determine the best neighborhood for their preferences. Finding accommodation in the USA is a crucial aspect. Before starting the search, it's important to identify basic requirements such as location, budget, duration, and amenities. There are several resources available to aid in the search for international student housing. Below are some of the ways you can find the appropriate housing.

  • Start by checking your university website and reach out to the International Student Office for assistance with on-campus and off-campus housing options.
  • Utilize online platforms such as Uniplaces, Nestpick, UniAcco, AmberStudent, Spotahome, and Homelike to search for accommodation in the USA.
  • Seek advice from seniors or fellow students who may have knowledge of good apartment options.
  • Use websites and social media platforms to find international student housing listings and connect with potential roommates.
  • Consult student advisors at your university for guidance on housing options that align with your preferences.
  • Check university housing boards and bulletin boards for on or off-campus spaces and sublet opportunities.
  • Explore local newspapers, particularly the Sunday issues, for additional apartment listings.
  • If needed, contact a real estate agent, although it's generally better to search through classified advertisements yourself.

Tips to consider while choosing student housing in USA

tips-to-consider-while-choosing-student-housing-in-usa

When looking for suitable housing, students should keep in mind that they will be spending a significant amount of time and energy in their chosen location. Making the right accommodation choice is vital, especially for students who may not have the flexibility to move frequently. Here are some points to consider when selecting accommodation in the USA for Indian students. 

  1. Safety and security: When looking for student accommodation in the USA, it is crucial to prioritize safety and security. Consider factors such as the crime rate in the neighborhood, the reputation of the area, and the security measures provided by the accommodation. Look for features like secure entry systems, CCTV surveillance, and if possible, the presence of a security guard.
  2. Accommodation near the university: Opting for accommodation in close proximity to your university campus offers several advantages. It reduces commuting time and expenses, allowing you to utilize most of the campus facilities, attend classes easily, and engage in extracurricular activities. Living nearby also helps you to join the campus community, build friendships, and participate in events and clubs more actively.
  3. Availability of daily necessities: Ensure that the area where you plan to rent accommodation has convenient access to daily necessities like grocery stores, supermarkets, pharmacies, and other essential amenities. Living in an area with nearby stores will save you time and effort.
  4. Areas with hangout spots: Renting a room in an area that has the hangout spots like cafes, and restaurants can greatly enhance your social life. Having these nearby provides opportunities to meet new people, socialize with friends, and explore the local culture. 
  5. Public transportation: Living in an area with access to public transportation can be highly beneficial, especially if your accommodation is not within walking distance of your university. Proximity to bus stops, train stations, or subway lines allows for easier commuting.
  6. Hospital: It is essential to consider the proximity of medical facilities, such as hospitals or clinics, to your accommodation. While universities typically provide medical services on campus, having a nearby hospital can be crucial in case of emergencies. 
  7. Have a backup plan: It is important to conduct thorough research and have alternative housing options in mind. Student housing can be in high demand, and your preferred choice may not be available. By having a backup plan, you can avoid last-minute stress and ensure you have a suitable accommodation option if your first choice doesn't work out.
  8. Consider shared accommodation: Sharing an apartment or renting a room with roommates can be a cost-effective option for students. It allows you to split the rent and utility expenses, making accommodation more affordable. However, ensure that you are comfortable with the idea of sharing a living space with others.
  9. Plan your budget: Before searching for accommodation, determine your budget and allocate funds accordingly. Consider factors like rent, utilities, transportation costs, groceries, and other living expenses. 
  10. Deposit: Similar to Indian accommodation, property owners in the USA will ask for the initial deposit before you move to their place. Ensure the amount is within your budget and get the details of the agreement process and others prior.

Cost of Accommodation in USA for International Students

The cost of accommodation in the USA is a significant expense for Indian students. It is essential to set a budget and consider various factors while estimating housing costs including the deposit, the cost of utilities not covered in the rent, and additional expenses such as parking, laundry, etc. Find the below table to know the cost of each accommodation.

Types of Accommodation Cost in USD Cost in INR
On-Campus $11,000 – $15,000/ year ₹9,07,769.50 -
₹ 1237867.50
Off-campus/private accommodation $6,000- $49,000/year ₹ 495147 - ₹ 4043700.50
Homestay $7,000 (a year) + $300 up-front fee ₹ 5,42,696 - ₹ 23,258.40
Student Hostel $15 - $45 (a night) ₹ 1237.87 - ₹ 3713.60

On-campus vs Off-campus student accommodation in USA

It can be overwhelming to find the right student housing in the USA. Before choosing the accommodation you need to be aware of the pros and cons of both housing options. Check below to understand both pros and cons and then make a vital decision.

Pros of On-campus Accommodation

  • Safety: 24/7 surveillance and security guards make a safe living environment.
  • Convenient access to amenities: Get access to facilities like the library, computer facilities, and dining options.
  • Socialization opportunities: Living on campus allows interaction with fellow students easily and develops networking.
  • Inclusive expenses: The on-campus accommodation rent includes electricity, food, and basic amenities. There is no need of paying separately.
  • Participation in on-campus events: Being on campus makes it more convenient to engage in various events and activities.
  • Save time: Travelling time will be reduced if you will opt for on-campus housing.

Cons of On-campus Accommodation

  • Lack of privacy: Living in a shared dorm or having a roommate assigned by the university can result in a lack of privacy.
  • University rules: On-campus housing requires adherence to the rules and regulations set by the university.
  • Limited flexibility: Typically, on-campus housing agreements require students to stay on campus for at least a year, limiting flexibility in housing choices.
  • Higher costs: On-campus housing can be costlier compared to off-campus options.

Pros of Off-campus Accommodation

  • Cost-effective: Off-campus housing is often cheaper compared to on-campus housing.
  • Privacy: Living off-campus generally offers more privacy compared to shared dorms.
  • Freedom and independence: Off-campus housing provides more freedom and flexibility in terms of lifestyle and living arrangements.
  • Cultural diversity: Sharing accommodation with students from different colleges or backgrounds can enhance the study abroad experience and promote cultural exchange.
  • Finance management: Living off-campus allows you to learn and manage your own expenses effectively.

Cons of Off-campus Accommodation

  • Independent management: You will be responsible for budgeting and managing all utilities and expenses on your own.
  • Additional expenses: The rent of off-campus accommodation does not include electricity, food bills, internet, water, etc. 
  • Time and cost of commuting: Traveling to your place and campus can be time-consuming and also includes travel costs.
  • Limited socialization opportunities: Living off-campus may offer fewer opportunities for socializing with other students.
  • Limited proximity to campus amenities: The proximity to campus amenities may be limited when living off-campus.

Conclusion

International students who are planning to study in USA must consider finding the right accommodation. There are different types of accommodation like apartments, homestays, dormitories, etc. You can either choose on-campus accommodation or off-campus accommodation based on your budget and preferences. I hope this article, will help you to make the right decision as per your needs.

FAQ

1. How much does it cost for Indian students to stay in hostel in USA?

The cost of staying in a hostel in USA is $15 - $45 (a night). Indian students who are willing to stay in a hostel in USA need to pay ₹ 1237.87 - ₹ 3713.60.

2. Where do most Indian students live in USA?

Most of the Indian students live in USA cities such as New York (22,279), California (20,106), Texas (19,382) Massachusetts (16,407), Illinois (12,209) and Arizona (8,345).

3. How much is student accommodation in USA?

The cost of on-campus accommodation ranges from $9,500 to $15,000/year and off-campus housing ranges from USD 6,000 to USD 9,000 per year.

Types of Accommodation Cost in USD
On-Campus $11,000 – $15,000/ year
Off-campus/private accommodation $6,000- $49,000/year
Homestay $7,000 (a year) + $300 up-front fee
Student Hostel $15 - $45 (a night)

4. Which city is the cheapest to study in USA?

The cheapest city to study in USA is San Diego. San Diego is the most affordable city for international students who are studying in USA. 

5. How to find the cheapest accommodation in USA?

You can find the cheapest accommodation in USA from the following sites.

  • Uniplaces
  • Nestpick
  • UniAcco
  • AmberStudent
  • Spotahome
  • Homelike

About Author Arivarasi

Arivarasi is an experienced author with expertise in the study abroad industry and preparing test materials for exams like IELTS, TOEFL, GRE, SAT, PTE, etc. She stays up-to-date with university and college requirements for international students which allows her to provide guidance on course selection, documents like SOP, LOR, and scholarship opportunities. She has written numerous articles on study abroad exams, destinations, universities & colleges requirements, admission procedures, and the entire process of studying abroad. Collaborating with industry experts and counselors, she crafts informative articles that make students take the right decisions.

Kanan International is a study abroad consultancy that offers reliable services, products, and solutions for students and education institutions. We support students throughout their study abroad journey, ensuring a hassle-free experience. Our expertise and commitment to excellence make us the go-to partner for expanding global horizons. The company provides coaching for IELTS, GRE, TOEFL, and SAT exams and services like visa consultation, accommodation, scholarship assistance, and education loans.

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